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When your education costs are beyond the readch of federal aid programs, Wachovia has the answer. Our Wachovia Education Loan is an affordable private student loan for undergraduates, graduate and professional students, and international students.

Great Benefits

Students who qualify for our best terms enjoy these benefits.

  • Interest rate as low as the Prime Rate with zero fees
  • Borrow from $500 to $45,000 annually with no aggregate limit
  • Interest rate reduction of 0.50% available with auto debit loan payments
  • Funds may be used for prior academic periods up to three years past due
  • NO PAYMENTS required for up to five years

Here’s why students choose the Wachovia Education Loan:

  • Generous borrowing limits
  • No payments required for up to five years
  • Quick online application with fast approvals
  • Money-saving rebates during repayment
  • Co-borrower release available
  • Top-rated customer service

Is a private loan right for you?

We recommend that students take full advantage of all available scholarships, grants, and federal loans before considering a supplemental private loan like the Wachovia Education Loan.

Need to Learn More?

Go to the following links to learn more about the Wachovia Education Loan.


Ready to apply?

Use our fast online application or call us toll-free at (877) 689-0763 or .


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